What is Commercial Insurance coverage?
Commercial Insurance protects your business against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.
Many business insurance policies include basic coverages such as property, liability, crime and commercial auto insurance, as well as other optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers compensation.
We consult with you to ensure your business is protected with a customized portfolio of coverages. Important factors to consider when choosing your business coverage:
- Type of business
- Number of employees
- Years in business
- Gross annual revenue
- Vehicles owned, rented or leased
- Property owned, rented or leased
Unfortunately, data breaches and other cyber-crimes are on the rise. A data breach can damage more than just your small-business computer system – it also can damage your reputation and put your customers and/or employees at risk. That's why cyber insurance can be a smart precaution for any size business.